How to Financially Recover from a Construction Accident
There are a few different tools available to you in your effort to financially recover from a construction accident. It’s up to you which of these tools you use, what combination you use them in, and whether or not you reach out to someone for help using them. Shelbyville construction accident lawyers can help you use both tools to your advantage in a combination that suits your interests the best.File an Insurance Claim With a Company’s Provider
Most construction companies, be they agencies or established corporations, offer their team members insurance when out on a worksite. You, as a construction accident survivor, can take advantage of that insurance in the wake of a dangerous accident. Be wary, though, about the way an insurance claims adjuster may attempt to approach your accident losses. Insurance claims adjusters want what’s best for their employers, not you. This means that an adjuster may attempt to minimize your losses and pay you an insufficient settlement. You can challenge that bad-faith behavior on your own, but you can also bring a construction accident lawyer into play. Our team can argue against an adjuster’s attempts to offer you insufficient settlements and even, in some cases, sue insurance providers who continue to operate in bad faith.File a Personal Injury Claim Against a Liable Party
Indiana affords any Hoosiers injured in a construction accident the right to hold a liable party responsible for their financial losses in civil court. This process requires a survivor like you to fill out a personal injury form detailing:- The nature of the accident in question
- What evidence of negligence you have on hand
- The severity of your losses and those losses’ economic value
How to Create a Construction Accident Claim
If you decide that you want to bring a construction accident claim forward in civil court, you can:Weigh Evidence and Contracts When Questioning Liability
You need to bring forward evidence of someone else's negligence if you want to hold construction crews or related parties liable for your financial strain following an accident. The evidence you bring forward can vary depending on availability but can include statements from bystanders, photos of the accident scene, and input from expert witnesses. You do, however, need to account for the role contracts may play in your quest to assign liability for your losses. Even if evidence indicates that an individual bears responsibility for your losses, you may have the opportunity to hold a corporation responsible for your accident. Companies assume liability for their employees under certain circumstances. That said, if the party responsible for your accident appears to be an independent contractor, you only have the right to hold that individual responsible for your losses. You can work with our team to determine what contract the liable party works on, if applicable, and how that might impact your case.Let an Attorney Estimate the Value of Your Economic and Non-Economic Losses
Once you know who you can hold liable for your losses, you can request that a Shelbyville construction accident attorney help you calculate the value of your economic and non-economic instruction accident losses. Depending on the nature of your accident, you may have the right to include any of the following in your claim:- Medical expenses
- Long-term pain management and rehabilitation
- Lost opportunities to go to work
- Lost or reduced wages
- Emotional distress
- Pain and suffering
- Mental anguish
- Property damage and restoration