What Is a Personal Injury Claim?
A personal injury claim is a legal document that allows the filer to demand compensation for losses sustained in a serious accident. Parties interested in filing a personal injury claim can do so only when they have enough evidence of fault to meet or exceed Indiana’s burden of proof. What does this mean for you? If you want to demand fair compensation for the losses you sustained in an accident, you must gather evidence proving that those losses stemmed from someone else's negligence. This gets easier to do when you have an experienced attorney on your side. Fortunately, Vaughan & Vaughan can connect you with Hammond’s:- Car accident lawyers
- Truck accident lawyers
- Motorcycle accident lawyers
- Traumatic brain injury lawyers
- Catastrophic injury lawyers
- Slip and fall lawyers
- Construction accident lawyers
How Do You File a Personal Injury Claim?
If you decide that you want to bring a personal injury claim against someone, you need to:- Determine whether or not that party owed you a duty of care
- Break down the ways in which a liable party violated the duty they owed you
- Detail what losses you sustained due to that negligence
- Assign a dollar value to your relevant losses
What’s the Average Personal Injury Claim Settlement?
Our personal injury attorneys in Hammond don’t refer to an “average” personal injury claim settlement when calculating the value of your case. We base the value of your case on the specific losses you sustained in a serious accident. This means that we independently calculate the value of each of our clients’ cases. When determining the value of your personal injury claim, our team will account for your:- Emotional distress
- Pain and suffering
- Reduced quality of life
- Property damage
- Restoration and rental fees
- Lost wages
- Medical expenses
Is It Better to File a Personal Injury Claim or an Insurance Claim?
Both insurance claims and personal injury claims can help you financially recover from a serious accident. If you get into an accident where someone’s insurance policy should address your losses, we encourage you to file an insurance claim. However, you should be careful when working with insurance claims adjusters. Insurance claims adjusters want to minimize your right to recover. Why? Because doing so saves their corporations money. As such, insurance claims adjusters can act in bad faith by:- Ghosting you
- Refusing to acknowledge evidence key to your case
- Demanding recorded statements to later use against you
- Denying your claim without consideration