Challenges in Wrongful Death Claims Can Put Your Compensation at Risk
Dealing with insurance companies after a wrongful death often presents several common challenges that can put you at risk of receiving less compensation or being denied compensation at all. Our attorneys can anticipate and combat these challenges so your rights are protected. Some common challenges we see include:Denial of Liability
Insurance providers will frequently deny or dispute liability altogether, claiming their policyholder was not at fault for the fatal incident. They may argue the deceased was actually the negligent party.Delaying Tactics
Insurance adjusters may intentionally drag out the claims process through delays, excessive requests for documentation/information, and not responding in a timely manner. This can exhaust grieving families financially and emotionally.Disputing Damages
Insurers will almost always dispute the amount of damages being sought, arguing that the claimed losses, like future earnings potential, emotional distress, etc., are inaccurate or excessive. Their own calculations vastly undervalue the claim. Our wrongful death lawyers in Crown Point will thoroughly calculate your losses to ensure you don’t settle for an amount that is too low.Policy Limits
Even when liability is clear, the insurance policy's limit may be inadequate to fully compensate for medical costs, funeral expenses, lost income, and non-economic damages like pain/suffering and loss of consortium.Bad Faith Practices
Some insurers may engage in "bad faith" practices, such as unnecessarily delaying payments, misrepresenting policy provisions, or failing to properly investigate the claim in a fair and objective manner. Having an experienced lawyer on your side is crucial for overcoming these hurdles. Our firm knows the tactics insurers use and how to effectively counter them through aggressive negotiation and litigation if needed. We protect grieving families from being taken advantage of during this traumatic time.How Can a Crown Point Wrongful Death Lawyer Help Maximize My Claim?
An experienced wrongful death attorney in Crown Point can help maximize your claim and potential compensation in several key ways:Thorough Investigation
Our lawyers will conduct an exhaustive independent investigation into the fatal incident, gathering all available evidence to build the strongest possible case proving liability and negligence by the at-fault party.Handling all Negotiations
Our attorneys handle all negotiations with the insurance companies and defense lawyers, advocating forcefully to ensure your losses are not minimized or undervalued. We aggressively reject lowball settlement offers.Proving Full Damages
A skilled lawyer will accurately calculate and pursue every category of damages you are entitled to - from losses like:- Medical costs
- Loss of income and future earnings
- Loss of companionship
- Emotional distress
- Funeral and burial costs
- Loss of household services
- Loss of benefits and inheritance