How do you overcome the medical bills, property damage, and other losses tied to a recent truck accident? You can take your losses to civil court. Vaughan & Vaughan’s personal injury lawyers throughout Indiana can stand by your side as you take a liable party before a civil judge. We can represent your best interests as you fight for the compensation you deserve. You can learn more about the representative services that our Beech Grove personal injury attorneys offer survivors in your position during a free case consultation. Vaughan & Vaughan makes it easy for you to explore your legal options without taking on additional debt courtesy of our contingency fee policy. Are you ready to fight for justice? Schedule a free truck crash case consultation with our Beech Grove attorneys today.
Filing a Claim With Your Insurance Provider
Indiana requires everyone on its roads to purchase the state’s minimum liability coverage. This coverage admittedly doesn’t protect you from substantial economic losses, but it can provide you with enough financial support to contend with your most immediate losses after a truck accident. This means that you can reach out to your insurance provider in the wake of a truck accident and file a claim requesting financial support. Your insurance provider can then send an insurance claims adjuster out to your property to assess the extent of the losses you endured in your truck accident. That said, today’s insurance companies operate like other businesses do. These businesses prioritize their own bottom lines, sometimes at the cost of your recovery. This means an insurance provider may deny your claim or offer you an insufficient settlement. Fortunately, you can take action in the face of this kind of bad-faith behavior. You can specifically request that Beech Grove, IN, truck crash lawyer appeal your claim or take your insurance provider to civil court. Both courses of action can help you secure damages for your roadway losses.Taking Your Truck Accident Losses to Civil Court
If you want to take your insurance provider or a liable party to civil court after a truck accident, you need to do so within Indiana’s personal injury statute of limitations. Indiana Code section 34-11-2-4 gives you no more than two years to investigate your losses and file an equivalent claim. You must bring your claim forward within this two-year period if you want a court to seriously consider your losses. Failure to file before your statute of limitations expires gives the court the right to ignore and throw out your case.Assigning Responsibility for a Truck Accident
You can’t demand justice for a truck accident if you don’t know who to hold responsible for your accident-related losses. You and an attorney have an obligation to investigate your accident scene and declare a particular party responsible for your accident before you can bring a civil claim before an Indiana judge. Your right to hold a particular party liable for your truck accident losses depends on what evidence of negligence you find at the accident scene. Our team assesses video and photo footage of your accident while also taking bystander recollections, police reports, and emergency responders’ feedback into account. If we have enough time to act, we can even refer to a truck’s black box or the driver’s cell phone data in an effort to learn more about the truck’s behavior before, during, and after your accident.Holding Independent Contractors Liable for Truck Accidents
A truck’s driver doesn’t automatically assume liability for a roadway accident. Other parties, including construction crews, government representatives, and even pedestrians, can all play a role in a truck accident. That said, it’s often easiest to look at truck drivers for signs of roadway negligence before you look anywhere else. Unfortunately, a driver’s contract can disrupt your right to hold them accountable for roadway misconduct. You only specifically have the right to take up legal action against a truck driver if they a) operate as an independent contractor and b) displayed verifiable negligence prior to your accident.Holding Corporations Liable for Truck Accidents
If the truck driver who allegedly initiated your accident works for a corporation as an employee, you may not have the right to hold that individual responsible for your recent accident. Instead, that driver’s employer may step in and assume liability for your losses. The good news is that most corporations have the financial fluidity to address all of your post-accident expenses. The bad news is that said corporations may try to undervalue your cases or even intimidate you out of your right to legal action. That, however, is where Vaughan & Vaughan steps in. Our team of truck accident lawyers in Beech Grove knows how to play ball with corporate legal teams. You can count on us to accurately represent the value of your case and fight for the post-accident compensation you deserve, no matter who’s on the other side of the negotiating table.Securing Damages Based on Your Truck Crash Losses
What kind of damages can you demand after a truck crash? That depends on what evidence of accident-related losses you can bring forward in your initial complaint. You can request that Beech Grove truck accident attorneys help you defend your right to economic and non-economic damages by presenting a court with evidence of those losses’ relationship to your crash. In general, the damages you can include in an estimate of your truck accident case’s value can include the following:- Emotional distress
- Pain and suffering
- Lost wages or opportunities for employment
- Emergency medical care
- Long-term medical expenses
- Property damage and restoration
- Mental anguish
- Stress
