Insurance covers wrongful death damages in many cases. If your loved one passed away in an auto accident, workplace incident, or another dangerous situation, you may be able to file a claim with the at-fault party’s insurance provider.
In the event that insurance doesn’t cover wrongful death, you could be eligible to file a wrongful death lawsuit for damages. An Indianapolis wrongful death lawyer can review your situation and determine what your best course of action is. Let’s take a closer look at pursuing wrongful death compensation from an insurance claim.
When Does Insurance Cover Wrongful Death?
Insurance covers wrongful death if your loved one’s fatal injury was caused by the negligence of another party. If that party has an insurance policy, it will likely provide coverage. For example, if your loved one was killed in a car accident caused by a reckless driver, their insurance can provide compensation for funeral expenses, medical costs, and other losses.
To get the settlement you deserve from the insurer, you’ll need to prove that the at-fault party’s negligence caused your loved one’s death. While this might sound simple on paper, establishing negligence can actually be a difficult process, requiring a great deal of time, experience, and resources.
To get the best results possible from your claim, you’ll want to work with a dedicated attorney. A lawyer can determine if the at-fault party’s insurance will cover wrongful death, gather the evidence required to show negligence and fight for a settlement that meets your needs.
Your Case Will Get
The Attention It Deserves
Compensation You Can Receive From a Wrongful Death Claim
Now that you know insurance can cover wrongful death, you’re probably wondering what types of compensation you can pursue after the death of a loved one. When you work with a skilled attorney, they’ll assess your entire situation and review the challenges you’re facing due to the terrible loss you’ve suffered.
Once your lawyer has a clear understanding of how your loss has impacted your finances, emotional well-being, and other aspects of your life, they’ll calculate how much you should receive from an insurance claim or civil suit.
Depending on your unique situation, your lawyer may pursue any of the following damages for you:
- Medical bills incurred prior to your loved one’s passing
- The decedent’s pain and suffering
- Funeral and burial costs
- Loss of financial support
- Loss of services
- Loss of guidance
- Loss of love and affection
- Loss of consortium
How an Attorney Can Assist You With Your Wrongful Death Claim
Just because insurance covers wrongful death doesn’t mean you’re automatically entitled to a settlement. As mentioned earlier, your attorney must prove negligence to obtain a fair payment from the insurance company. This is just one step of a complicated process that involves several important steps.
Fortunately, a dedicated Wrongful death attorney can handle your case, giving you the time you need to focus on what’s most important during this tragic time. Here’s what a lawyer can do to make your claim or lawsuit successful:
- Investigate the fatal accident your loved one was involved in
- Gather medical records, information from witnesses, video footage, and other pieces of evidence
- Use evidence to prove negligence and construct a robust claim or lawsuit
- Represent you during insurance negotiations or jury trials
- Determine if the at-fault party’s insurance will cover wrongful death
- Offer clear and understandable legal advice throughout your case
Your Case Will Get The
Attention it Deserves
Filing Deadline for Wrongful Claims in Indiana
If your family member or spouse has passed away in a car wreck, truck crash, or another type of accident, you’re probably focused on gathering with your loved ones and trying to process your grief. While these are important steps to take after a tragic loss, it’s also critical that you prioritize your legal claim.
That’s because the state of Indiana has a statute of limitations for wrongful death claims. According to the statute, you have two years from the day of your loved one’s passing to file a claim. If you don’t act within the two-year timeframe, you’ll be barred from getting the damages you need to support yourself and cover related expenses.
Hire an attorney ASAP to give them the time they need to investigate your loved one’s fatal accident, construct a robust claim, and file your claim before the deadline. An attorney can work hard to maximize your compensation and advise you on whether insurance covers wrongful death.
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Schedule a Free Consultation With a Trusted Wrongful Death Attorney
Losing a loved one in an accident caused by a reckless driver or negligent individual can be devastating. At Vaughan & Vaughan, we understand how hard it can be to deal with a loved one’s passing, especially when you depend on their income.
Our firm is here to help you pursue compensation for the emotional pain, funeral expenses, and other challenges you’re facing due to your loss. We’ve won over $25 million for clients in the past, so you can rest assured that we know how to file a winning claim. Contact us today to schedule a free consultation and learn more about whether insurance covers wrongful death.
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