How do you sue an insurance company without a lawyer? You can take this step by gathering evidence of negligence, filing the appropriate legal paperwork, and representing yourself in court.
Suing an insurance company on your own can represent a significant legal challenge, especially because more insurance firms hire high-powered attorneys to protect them from legal claims. You can learn more about options to handle this situation with our team at Vaughan & Vaughan.
You may work with an Indianapolis personal injury lawyer to handle this kind of lawsuit. Call or fill out our online contact form to learn more.
How do You Sue Your Insurance Company Without a Lawyer?
Suing an insurance company without help from a lawyer means you’ll have to handle all associated legal challenges on your own. You must build your understanding of the law and insurance policies to navigate the legal system effectively.
You may need to:
Collect Evidence and Speak With Witnesses
Handling a successful lawsuit requires you to back up your arguments with solid evidence. The evidence you collect may vary depending on the circumstances surrounding your accident. You may gather:
- Photos and video recordings of an accident
- Witness statements from individuals who saw the accident
- Access to your medical records
- A copy of your police report
You must follow the correct procedures when collecting evidence to ensure you respect the rights of all witnesses and involved parties.
File Appropriate Legal Paperwork
Suing an insurance company will require you to file specific paperwork in the court system. You may need to serve these documents to representatives of the insurance company. Failure to provide appropriate documentation can result in the court dismissing your claim.
Represent Yourself in Legal Proceedings
If you sue an insurance company without legal support, you must represent yourself in all legal proceedings. You may need to meet and negotiate with representatives from the insurance company, reviewing the documents they offer.
Generally, insurance companies employ many experienced attorneys. You’ll have to take them on yourself and may have to present your evidence before a judge and jury if the claim goes all the way to court.
Deal with Appeals
Even if you successfully resolve an initial lawsuit against an insurance company, the firm may file an appeal. This process can stretch out for many years, requiring consistent time and attention.
What Are the Drawbacks of Suing an Insurance Company Without a Lawyer?
Some people in Indiana consider suing an insurance company without a lawyer because they want to save money. However, it’s essential to consider the potential drawbacks of attempting this legal process without professional help.
You will have to handle the burden of proof on your own if you sue without a lawyer. You’ll need to complete all paperwork, find the appropriate place to file your forms, and ensure you meet all legal deadlines.
You’ll have to pay all court fees out of pocket and can expect to devote a significant amount of time to the process. Additionally, you won’t have support from a skilled and experienced lawyer to bolster your odds of success.
Why do People Sue Their Insurance Companies?
People in Indiana may choose to sue their insurance companies for various reasons. For example, you may consider a lawsuit if you feel that your insurance company took advantage of you by unjustly:
- Denied your claim for compensation
- Set up barriers to get out of paying your claim
- Refused to process your claim in a reasonably prompt time
- Avoided paying your claim
- Offered a subpar settlement amount
Some individuals pursue a lawsuit if the insurance company accuses them of filing a fraudulent claim or if they want compensation beyond policy limits. The above list includes only examples of situations that could lead to a lawsuit in Indiana.
Can a Lawyer Help You Sue an Insurance Company?
Hiring a lawyer to help with your lawsuit can help you feel more confident about the outcome of your claim. In many situations, professionals recommend contacting a lawyer immediately after an accident to discuss all your legal options.
Law firms generally have the experience and resources to stand up to insurance companies on your behalf. They may help you resolve your claim outside of court using proven negotiating strategies.
Lawyers understand the legal system in Indiana and can turn their complete focus to collecting evidence, filing forms, and handling your claim, giving you more time to focus on the rest of your life. Lawyers can also bring their clients higher levels of compensation.
Speak to Us About Suing an Insurance Company in Indiana
How do you sue an insurance company without a lawyer? You’ll need to gather evidence, file the appropriate paperwork, and handle all legal challenges alone. However, you don’t have to go through this process without help.
Instead, you can contact our team at Vaughan & Vaughan for compassionate legal aid. Find out more by calling or filling out our online contact form.
