You may need to negotiate with State Farm after a car accident in Indiana. So, how do you negotiate with State Farm Insurance Company? You can work with a lawyer to collect evidence, track your losses, and present your case to the insurance company.
An Indianapolis car accident lawyer from our team at Vaughan & Vaughan can assist you with every step of the negotiation process. We have 110 years of experience and the resources to take on powerful insurance companies.
Discuss the first steps in the negotiation process by calling or filling out our online contact form.
Learn About State Farm Before Negotiations
Going over a company overview to learn more about State Farm before you begin negotiations can help you feel more confident about the results of your claim. State Farm claims to operate based on integrity and financial strength.
However, the company often prioritizes protecting its bottom line by issuing lowball settlement offers or denying claims. Fortunately, you do not have to deal with insurance agents on your own.
For example, you can hire an Indiana parking lot accident lawyer if a driver with State Farm insurance struck you while you were out shopping.
Focus on the Evidence Before Negotiating
A personal injury lawyer from our team can help you get a fair settlement from State Farm by thoroughly investigating your accident before we begin the negotiation process. We vary the investigative techniques we use based on your unique needs.
Depending on your circumstances, our team may:
- Find and interview witnesses who saw the accident
- Visit the scene of your accident
- Look for video surveillance footage of the accident
- Get copies of any accident reports
- Work with expert witnesses
Using evidence can allow your lawyer to negotiate from a place of strength, improving your chances of getting fair compensation to cover your losses.
Lawyers Calculate Your Damages to Prepare for Negotiations
Our team at Vaughan & Vaughan negotiates from a place of strength by tracking all of your damages before we begin negotiating. We thoroughly review your situation so we know what funds you need to cover your:
Medical Bills
Accidents can leave you with high healthcare costs. Your lawyer will collect documents regarding your emergency treatment, time in the hospital, medical procedures, medications, and physical therapy.
Lost Pay
You may qualify for funds to cover your lost wages and diminished earning potential. We work with your employer to determine exactly how much time you missed at work during your recovery.
Property Damage
Motor vehicle accidents can result in significant damage to vehicles. We’ll get information from vehicle repair shops so we know exactly how much you lost on property damage due to an accident.
Non-Economic Losses
Your attorney may also negotiate with State Farm to bring you compensation for non-economic losses. These funds cover your emotional pain, mental suffering, and loss of companionship after an accident.
Steps to Initiate Negotiations with State Farm
After collecting evidence, it’s time to begin negotiations with State Farm Insurance Company. An Indiana auto insurance claims lawyer can help with this process. Generally, your lawyer will:
- Create a demand letter for your specific claim
- Include all the facts about the accident
- Report the damages you sustained in the accident
- Provide relevant evidence to back up your claim
We create a thorough and precise demand letter, always maintaining a professional and calm demeanor as we convey our expectations for the resolution of your claim.
Negotiation Involves Handling Settlement Offers
After sending a demand letter, State Farm may send back an initial settlement offer. Generally, these initial offers are small and do not fully cover all of a client’s losses. Your lawyer will assess them to see if they fit your needs.
Insurance companies want to protect their bottom lines, often by taking advantage of people injured in accidents. They may try to rush through the settlement process or ignore the full extent of your losses. A lawyer pushes back on these tactics.
We can request more funds and deal with the entire negotiation process. In many cases, we manage to convince insurance companies to provide fair damages by backing up client claims with evidence. Once we get a fair deal, you only have to sign the agreement.
What if State Farm Refuses to Negotiate?
Sometimes, State Farm refuses to provide a fair settlement offer. In this situation, our team can step in to help you file a personal injury lawsuit. Going to court can allow you to secure compensation, though lawsuits usually take longer to resolve than settlements.
Speak to Us About Negotiating with State Farm Insurance Company
How do you negotiate with State Farm Insurance Company? The process involves collecting evidence to back up your claim, filing the appropriate paperwork, and reviewing all settlement offers.
Our team at Vaughan & Vaughan can help with every part of negotiations, using our 110 years of experience to back you up. You can call or complete our online contact form to get started.
