The role of any lawyer is to help you with the law, and that includes protecting your rights. Construction accident lawyers are no different. They want to help you protect your right to pursue compensation and help you get the most compensation possible for your injuries.
If you are unsure of what your legal rights are after a construction accident, we can help you. Consult with a Carmel construction accident lawyer by contacting us for a free consultation. We’ll listen to your story and give you legal advice you can use to protect your rights.
Insurance and Construction Accidents
When you get hurt in any personal injury accident, your real opponent might not be the person or company that hurt you – but their insurance company. People use insurance to pay for accidents, but insurance is a for-profit industry.
Insurers will attempt to use law, policy, and your ignorance of personal injury cases to get you to settle for as little as possible. They may even deny your claim completely. However, you have a right to compensation if someone else’s negligence has hurt you.
Lawyers protect your right to compensation by acting as your advocate. Instead of fighting the insurers yourself, you’ll have someone on your side who knows the law, how the insurance companies work, and how to hold them accountable.
Tricks Insurance Companies Can Use to Violate Your Rights
Insurance adjusters are trained to put on a friendly face and a sympathetic tone of voice, but their goal is usually to settle for as little as they can. Here are some tricks they’ll use to get you to settle for less.
Offering a Quick Settlement
It’s common for insurers to offer a quick settlement and make it sound like it’s the best solution to your problems.
The insurance company may claim that they know exactly how much your case is worth, but they don’t. Yes, they have past case data to estimate, but they use it to estimate the minimum they can offer, not how much your case is really worth.
Getting you the true value of your settlement is the ultimate goal of your construction accident lawyer. It’s your right to get paid what your case is truly worth, so we make sure that happens to the best of our ability.
Delaying or Denying Your Claim
If you ignore the quick settlement and wait to get more evidence, the tactics change. Insurers will commonly respond to your evidence by denying your claim or offering you a ridiculously low price. There are a few reasons they do this.
First, since insurance companies often invest their profits, delaying your claim can get them a little more interest before they have to pay up. Second, by delaying, they can financially pressure you to settle for less as your savings run out.
If you don’t have an attorney, they may deny your claim completely. Insurers know that the complexities of construction accident cases are too much for most victims to handle on their own. You can hire a construction accident lawyer as soon as possible to stop this tactic.
Using Your Words Against You
Insurance adjusters will act friendly to get you to open up, and that’s where they’ll get you later. Anything you say to a claims adjuster will be used against you if they can do it. They’re listening for any kind of admission that you may be at fault or partially responsible for your injuries.
They’ll also note any inconsistencies in your story, however minor, to cast you as an unreliable narrator. This can go against you if your case ends up going to trial or a hearing.
However, if you have a construction accident attorney at the start, then the insurers are forced to speak with them. All you have to do is pass on their contact information. Should you have to give a statement to the insurance company, your lawyer can guide you through it so you don’t say anything that could be used against you later.
Benefits of Working With a Construction Accident Lawyer from Our Firm
Fighting the insurance company isn’t the only way lawyers protect your rights. They’re also your guide through workers’ compensation and civil litigation. If the insurance company won’t settle, or your case is ineligible for a lawsuit, and you must use workers’ comp, you need a lawyer to help you get the best result.
Wrong or incomplete information on a workers’ comp claim could get your claim rejected. You also need to perform certain duties, like informing your manager of your injury, to gain access to this benefit. We can make sure that you’re doing everything right so you don’t risk losing your compensation.
If you need to go to trial, Vaughan & Vaughan has been helping victims of accidents in Indiana courts for over 100 years. Our firm is well-recognized in the community and by the insurers. We will push as hard as necessary to secure your claim and get you justice.
Protect Your Rights by Calling Vaughan & Vaughan
If you have been injured in a construction accident, protect your rights by calling Vaughan & Vaughan as soon as possible after you’ve been hurt. We can help you in all construction accident situations. Learn your legal options by calling now. The sooner you call, the sooner you can get the compensation you need and deserve.