If you are experiencing mounting medical debt, reduced wages due to injuries, or debilitating emotional distress after being involved in a head-on collision, then hiring a lawyer may be the best option for you. Vaughan & Vaughan has decades of experience in truck, car, and motorcycle accidents, specializing in personal injury in any capacity.
After a car wreck, it is normal to feel overwhelmed. You are navigating injuries and damage and may be struggling with what to say to the insurance company so that the accident claim works in your favor. Allow one of our Lafayette, Indiana, car accident lawyers to handle it all while you focus on rest and recovery.
To find out if you qualify for compensation or to find out the value of your head-on collision claim, you can connect with a member of our legal team during a free consultation or continue reading to learn more.
Find Out if You Have a Case for Compensation
According to the National Highway Traffic Safety Administration, car accidents are a destructive occurrence that has caused over 4 million injuries, 23 million vehicle damages, and over 36,000 wrongful death victims in 2019 alone (NHTSA). If negligence caused your head-on collision, you may qualify for compensation.
Usually, the party that was going the wrong way, breaking the law, or driving recklessly is to blame in head-on incidents. However, the amount of compensation you can receive would be affected if multiple drivers contributed to the collision. The reasons listed below suggest that you might be eligible for a sizable settlement:
- Your injuries are severe enough to justify compensation. It’s important to see a doctor immediately after an accident so they can examine you and make a diagnosis. All medical records of injuries and discomfort will be used to determine how much your personal injury claim is worth.
- The car insurance company has offered you an immediate settlement. They always make an offer that is significantly less than the claim’s actual worth, but any offer is proof that their policyholder was at fault. Proof is the basis of a strong case, whether it comes from a police report or other evidence gathered during the investigation.
How Much to Expect from a Car Accident Settlement Claim
Severity is the determining factor when it comes to the value of your car accident compensation package. For those that have broken bones, permanent scarring, disability, or a traumatic brain injury, the settlement amount is sizably larger than that of a wrist sprain injury.
According to data gathered from insurance companies, bodily injury claims are the most expensive, costing roughly $16,260 per loss. As Lafayette, IN, head-on accident attorneys, we have seen our fair share of injuries and different compensation amounts. The following factors determine how much your claim is worth because there is no set amount for any injury.
- Medical expenses
- Pain and suffering
- Loss of income
- Paralyzed or disfigured
- Property damage
- Emotional and mental distress
- Reduced quality of life
- Wrongful death
- Punitive damages
In order to estimate how much the insurance company will likely pay you for your accident, a knowledgeable head-on collision attorney in Lafayette, IN, will gather and review your accident-related expenses and consult with specialists.
Did You Contribute to the Collision?
Never admit fault after a car accident, but if you are partially responsible, you may still qualify for damages. The assistance of a successful head-on accident lawyer in Lafayette, IN, can significantly impact how much you receive.
When determining culpability for a car accident, the state of Indiana factors in comparative negligence. Under the guise of comparative fault, drivers may be entitled to compensation proportionate to the amount of damage they may have unintentionally caused.
The Biggest Risk Factors for Head-On Collisions
Car insurance claims reveal that the highest risk factors for car accidents in Indiana include the following:
- Driving under the influence
- Fatigue driving
- Distracted driving
Our head-on collision lawyers in Lafayette, IN, have handled cases with these same factors. We were able to uncover such details through the personal investigations that we perform for all car accident cases. We promise to examine the situation and hold the appropriate motorist accountable for your injuries.
Limitations to Know for Head-On Collision Accident Cases
It is our duty as your attorney to guide you through the legal process of making a personal injury claim. It’s crucial to be aware of the limitations that could affect how much compensation you receive from a personal injury claim, such as:
Statute of Limitations
In Indiana, a personal injury claim must be filed within two years after the incident’s date to be valid. This statute includes both personal injury claims and claims for property damage. If you file even one day beyond this deadline, your case will typically be dismissed. If there are any exceptions, your personal injury lawyer will go over them to ensure that you are eligible.
Punitive Damages Cap
Punitive damages in Indiana are now limited to $50,000 or three times the amount of compensatory damages, whichever is larger. The same law forbids the judge from revealing caps to the jury and gives courts the authority to reduce punitive damages if the amount granted exceeds the cap. There are disbursement restrictions that our lawyers can go over as well.
You Deserve Top-Rated Legal Representation After a Head-On Collision Accident
Contact one of our Lafayette, Indiana, head-on collision attorneys after your accident.
For more than a century, we have helped Lafayette accident victims with all aspects of their collision claims. We have been successful in securing fair compensation for clients who are entitled to a personal injury settlement thanks to our high standards of professionalism and in-depth legal expertise.
We recognize that your health comes first, but we also want to assist you in recovering financially from this upsetting situation. We will discuss the value of your claim, our fees, and any other questions you may have during a risk-free, no-obligation case evaluation.