Insurance Companies and Truck Accidents

Lawyers helping the injured in Greater Lafayette since 1913

If you've been hurt in a truck accident caused by negligence, you deserve compensation for your injuries. But getting that compensation can be a difficult process. Insurance companies will likely try to pay you as little as they can. The experienced truck accident attorneys at Vaughan & Vaughan fight to get you the best outcome possible.

Our firm has been dealing with insurance companies for generations. We are familiar with the tactics they use to avoid their responsibility. They may question the extent of your injuries, and insist that you be examined by a doctor of their choice. They may even try to blame the accident on you. They don't intimidate us. We know how to take them on and win.

Common legal issues

Dealing with insurance companies after a truck accident can be especially complicated. Why?

There's a lot more money at stake. Trucking companies have a lot of assets to protect, and often carry liability policies worth millions of dollars. Insurance companies don't want to pay that kind of money, so they will fight as hard they can to avoid large payouts. As a result, they often have a team of attorneys and investigators on the case to look out for their best interests.

There may be several insurance companies involved. For example, if you got into an accident with a fully loaded semi-truck, the cab and the trailer probably had separate insurance policies. And there may be another policy for the cargo on board. In this scenario, you could be dealing with three separate insurance companies - or even more - each with their own attorneys, each fighting to avoid responsibility.

The trucking company possesses key evidence. This includes hours of service (HOS) logs and "black box" data. Following an accident, a trucking company will take quick action to retrieve this and other evidence from the scene. They also possess maintenance, hiring and supervision records that could provide crucial information about the accident.

That's why it's so important to have an experienced truck accident attorney on your side when you've been injured in a crash. We know how to take on insurance companies and their lawyers. We know how to handle these complex situations to help you recover the compensation you deserve for your injuries.

Make our team your team

We conduct our own investigation of the accident. Our team takes steps to secure evidence in possession of trucking companies. We identify all of the parties involved and determine the extent of their liability. We interview witnesses to the crash and if needed, consult with accident reconstruction experts.

Our focus is on building a strong case that insurance companies have to take seriously. Many times, we are able to negotiate settlements with the insurance companies involved. But if they won't agree to a settlement that meets your needs, we are ready to fight for you in court, where we have won many significant awards for clients.

If you've been injured in a truck accident in Greater Lafayette, we can help. Contact us today. Call 765-742-0056 to schedule a free consultation with a truck accident attorney.