Dealing With Auto Insurance Companies
Experienced Lafayette lawyers who get results
After a car accident, insurance companies are supposed to help. But they are often only interested in keeping their profits as high as possible. That means they are always looking for ways to pay the injured as little as possible. The experienced car accident attorneys at Vaughan & Vaughan help people hurt in car accidents recover the financial compensation they deserve.
Our firm has been helping people injured in accidents since 1913. We are very familiar with how insurance companies operate after a car accident. They often dispute claims and use a wide variety of tactics to try to avoid their responsibility. We've dealt with all of these tactics and know how to fight back for our clients.
Excuses insurance companies try to use
Some of the things you may hear from insurance companies:
"Your injuries aren't that bad."
An insurance company may question the extent of your injuries, and may even insist that you be examined by a doctor of their choosing. This doctor will be paid by the insurance company and will likely have their best interests in mind, not yours. We can help you prepare for the exam to help make sure you get an accurate diagnosis of your injuries.
"You were partially to blame for what happened."
Indiana is a "fault" state when it comes to auto insurance, using comparative negligence - or a 51% rule. This means you are able to recover damages from another driver's insurance only if you are found to be 50% responsible or less. An insurance company may try to put more of the blame for the accident on you to avoid paying damages.
"Your injuries were not from the accident."
An insurance company will conduct their own investigation to determine if you had any pre-existing injuries prior to the crash. They may claim that some of your injuries are not from the accident and are not eligible for compensation. We conduct our own investigation to find evidence that proves your injuries were suffered in the crash.
"This offer is the best we can do."
It's common for insurance companies to make an initial settlement offer soon after an accident. They are hoping you will simply accept their offer and go away. But this offer will likely to fall far short of covering all the damages you have suffered. That's why it's important to get legal advice before accepting any offer from an insurance company.
No excuses. Expect results. Contact us
We know the tactics insurance companies use to avoid paying you fair compensation following your accident. And we don't put up with their games. You deserve better. They have lawyers to help them keep their payments low. You need an experienced lawyer who will fight for your best interests.
Our law firm focuses on building the strongest case possible. We gather evidence and interview witnesses. If needed, we consult with experts who can help us understand how the accident happened. We put together a case the insurance company has to take seriously. Then we fight to recover financial compensation.